Test BAI nr 1 (varianta I) - Bazele Activitatii Investitionale

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The general idea of investment is that the investor accepts not using the available resources today, so that he would have a higher amount of resources in the future. • An investment may be defined as the purchase by an individual or institutional investor of a financial or real asset that produces a return proportional to the risk assumed over future investment period. • In other words, investment represents the totality of financial and material resources allocated to create, modernize or extend the economic activity with the reason to earn profit. Investment definition may have several meanings, two most relevant: • 1) An investment as a financial or tangible asset which is acquired on purpose to get a profit in the future. It is an instrument that promises some certain or uncertain return in the future. • 2) An investment as a process (investing) when tangible or financial assets are acquired on purpose to earn more money (or other material benefits) than was spent when investment was made.